Choosing the best plan for you: a tool for purchasing coverage in the health insurance exchange.

The Affordable Care Act (ACA) makes health insurance available to nearly all Americans and the law requires people to maintain health coverage. That coverage can be obtained through a government program (like Medicare or Medicaid), an employer, directly through an insurer, or through a policy purchased through a health insurance marketplace (also known as a state health insurance exchange) where you can buy an individual or family policy.